If you own your own home, there are a number of ways which we may be able to help ensure your home is up to a good standard. We may be able to:
Offer advice;
- Provide Property Appreciation Loans
- Assist you if you are unable to pay for works through the Home Improvement Assistance Scheme
- Assist you if there is a serious problem with your home
Advice
This is available to everybody across the county who owns their own home and applies for help. We will visit you at home to look at any repairs you may be concerned about.
We have published a booklet to help you to maintain your home yourself. To view or print out the booklet please download the booklet below.
If you prefer hard copies, these are available free of charge from the Home Improvement Team.
Property-appreciation loan
You may be able to get a property-appreciation loan to help pay for serious repairs to your property. We base this type of loan on the equity you have in your home. The most we can give you is £30,000 (including VAT) as a loan, grant or a combination of both. More information on a property-appreciation loan can be obtained from the attached link
Home-improvement assistance
If you are unable to pay for the works yourself but do not qualify for a property-appreciation loan we may offer you home-improvement assistance.
Other ways we can help
If we find a serious problem in your home, we may be able to offer you some financial help. The type of help we can give you will depend on your income, savings and the equity in your home.
We will carry out a further inspection to find out what work is needed to repair it, how long it will take and an idea of how much it will cost. We will send the inspection documents to our partners ART Homes to help us to decide what help we can give you.
An example of a serious problem can include the following.
- Electrical faults
- Uneven garden paths
- Poorly heated and insulated homes
- Serious damp
- A lack of water supply for washing, drinking and so on
- Poor lighting
- A danger the building (or part of it) might collapse
- Poor bathroom facilities
- Steep, unsafe stairs and steps